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Accidental Death and Dismemberment
Insurance covers injuries in severe maiming or death and pays the
insured or its beneficiary a substantial sum benefit should such
injuries occurred and this is a very important travel insurance when
you are away traveling. It is important to know that most standard
accident, disability or life insurance policies cover these
accidents which rarely happen during travel. Flight Accident
Insurance is a type of Accidental Death and Dismemberment Insurance
that pays a benefit only when an aircraft accident results in death
or the loss of a body part.
Common Carrier Accidental Death and
Dismemberment Insurance only pays a benefit when an accident
involving a common carrier which results in death or the loss of a
body part. It is important to know that the broadest type of
Accidental Death and Dismemberment Insurance is the twenty-four-hour
Accidental Death and Dismemberment Insurance which pays a benefit
when an accident resulting in death or the loss of a body part
occurred during the covered trip. Accidents due to terrorism may or
may not be covered depending on each policy while acts of war,
nuclear, chemical and biological attacks are usually excluded but
policies that waive these exclusions can be bought at a higher cost. |